|
| |
| 30 year fixed rate conforming |
| 30 year fixed rate jumbo |
| 30 year fixed rate FHA |
| 20 year fixed rate conforming |
| 15 year fixed rate conforming |
| 15 year fixed rate jumbo |
| 10/1 Libor ARM |
| 7/1 Libor ARM |
| 5/1 Libor ARM |
| 3/1 Libor ARM |
Rates last updated on Monday, January 16, 2012
|
30 year fixed rate conforming
Term: 30 years
Maximum Amount: $417,000
|
| Rates | APR | Points |
|---|
| 3.75% | 3.896% | 0% |
 |
30 year fixed rate jumbo
Term: 30 years
|
| Rates | APR | Points |
|---|
| 4.625% | 4.738% | 0% |
|
30 year fixed rate FHA
Term: 30 years
|
| Rates | APR | Points |
|---|
| 3.75% | 3.896% | 0% |
|
20 year fixed rate conforming
Term: 20 years
Maximum Amount: $417,000
|
| Rates | APR | Points |
|---|
| 3.625% | 3.828% | 0% |
|
15 year fixed rate conforming
Term: 15 years
Maximum Amount: $417,000
|
| Rates | APR | Points |
|---|
| 3.25% | 3.508% | 0% |
|
15 year fixed rate jumbo
Term: 15 years
|
| Rates | APR | Points |
|---|
| 4.75% | 5.102% | 1% |
| 5.125% | 5.325% | 0% |
|
10/1 Libor ARM
Fixed rate for 10 year then adjusts every year thereafter.
Term: 30 years
Maximum Amount: $417,000
|
| Rates | APR | Points |
|---|
| 3.5% | 3.532% | 1% |
| |
This is a great product if you know that your timeline to keep the loan is 10 years or less. You can get a benefit of a lower rate than a standard 30 year fixed rate loan. |
|
7/1 Libor ARM
Fixed rate for 7 years then adjusts every year thereafter.
Term: 30 years
Maximum Amount: $417,000
|
| Rates | APR | Points |
|---|
| 3.25% | 3.338% | 1% |
|
5/1 Libor ARM
Fixed rate for 5 years then adjusts every year thereafter.
Term: 30 years
Maximum Amount: $417,000
|
| Rates | APR | Points |
|---|
| 2.375% | 3.002% | 1% |
| 3% | 3.14% | 0% |
|
3/1 Libor ARM
Fixed rate for 3 years then adjusts every year thereafter.
Term: 30 years
Maximum Amount: $417,000
|
| Rates | APR | Points |
|---|
| 2.875% | 3.193% | 1% |
|
|
Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $359,650 with closing costs of $6,346. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $13,000. Your actual APR may be different depending upon these factors.
|