Which Loan is right for you?

​​​serving boulder county and the front range of colorado for over 10 years

​​Close in 30 days or less

Have questions?  Give us a call: 720-565-0205

USDA (Rural Loans):

               Pros:No Down Payment

                         Lower mortgage insurance/guaranty fees

               Cons:Income limitations and property location                            limitations

FHA (Government):

               Pros: Low Down Payment

                         Flexible credit underwriting for lower                                  credit scores 

               Cons:Expensive mortgage insurance

Conventional (Fannie Mae/Freddie Mac):

               Pros: 3% down payment

                         Lower mortgage insurance than FHA

               Cons:Income limits with some programs

                         Generally need better credit than FHA

VA (government):

                Pros: No down payment

                           No mortgage insurance

                Cons: Available only to Veterans